If you’re not happy with your current credit score, these tips should help you give it a boost.
- Check your score
Most credit reporting bodies will tell you where and how you need to improve.
- Pay your bills on time
This is the single most effective way to improve your credit score.
- Don’t borrow more than you can handle
There’s nothing more damaging than defaulting on your loan or credit cards.
Remember, even if you’ve signed up to one or more credit score websites, it’s still a good idea to request a free copy of your credit report each year. This will help you understand how your score has been calculated and to ensure your information is correct.